Terms of Service

Effective Date: March 24, 2026

1. ACCEPTANCE AND BINDING AGREEMENT

Welcome to XI Royale. These Terms of Service (this "Agreement") constitute a legally binding agreement between you ("User," "Manager," or "You") and XI Royale Incorporated (the "Company," "We," "Us," or "Our") governing your access to and use of the XI Royale platform, including the website, underlying application programming interfaces (APIs), mobile applications, and any related software or services (collectively, the "Platform").

By registering an account, accessing, or otherwise utilizing the Platform, you expressly acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not agree to these terms, you must immediately cease all use of the Platform.

2. ELIGIBILITY AND JURISDICTIONAL COMPLIANCE

Access to the Platform is restricted to individuals who are at least eighteen (18) years of age, or the age of legal majority in their jurisdiction of residence, whichever is older. By creating an account, you represent and warrant that you possess the legal capacity to enter into binding contracts. The Platform primarily operates within the Republic of Kenya. Users attempting to access the Platform from jurisdictions where skill-based cash competitions are prohibited by law do so at their own risk and assume full legal responsibility for any violation of local statutes.

3. LEGAL CLASSIFICATION: SKILL-BASED COMPETITION

XI Royale operates exclusively as an aggregator and facilitator of skill-based fantasy sports derivatives. THE PLATFORM DOES NOT CONSTITUTE A BOOKMAKER, CASINO, OR GAMBLING ENTERPRISE. Outcomes are determined predominantly by the statistical analysis, strategic foresight, and profound knowledge of the English Premier League inherent to the participating Managers, rather than by chance. Consequently, XI Royale distinguishes its operations from entities governed by the Betting, Control and Licensing Board (BCLB) under standard games of chance categorizations.

4. ACCOUNT REGISTRATION AND KYC (KNOW YOUR CUSTOMER)

• Verification Protocols: To participate in financial transactions on the Platform, you must provide accurate, current, and complete information, including a valid phone number and an exact match of your registered Safaricom M-Pesa account name.
• Asset Handshake: For the "Manager Tier", Users must unequivocally prove ownership of their Fantasy Premier League (FPL) team via our proprietary cryptographic handshake (modifying the FPL Team Name to match a Platform-generated token).
• Single Account Policy: Users are strictly prohibited from maintaining multiple accounts, operating syndicates, or utilizing secondary accounts to manipulate matching algorithms. Violations will result in the immediate forfeiture of all escrowed funds and a permanent, irrevocable ban from the Platform.

5. FINANCIAL TRANSACTIONS, ESCROW, AND COMMISSIONS

All financial interactions within the Platform are denominated in Kenyan Shillings (KES) and processed exclusively through the Safaricom M-Pesa Daraja API.

• Entry Fees & Escrow: Upon joining a competition ("Duel", "Cage", "Throuple", etc.), the specified entry fee is instantly deducted from your Platform wallet and held in a secure, immutable ledger (the "Escrow Pool") until the conclusion of the corresponding FPL Gameweek.
• Irrevocability: Once a competition officially locks (strictly T-20 minutes prior to the first FPL fixture kickoff), all entry fees are non-refundable and irretrievable under any circumstances.
• The House Commission: In consideration for providing infrastructural hosting, API relaying, and automated dispute-free settlement, the Company levies a dynamic facilitation fee ("House Commission") ranging from 2.0% to 10.0% on the gross final prize pool, deducted automatically prior to payout distribution.
• Payouts: Disbursements are triggered algorithmically the moment the Official FPL API flags a gameweek as "Finished" and "Data Checked." The Company assumes no liability for delayed payouts caused by upstream API delays or M-Pesa network outages.

6. ABSENCE OF AFFILIATION & INTELLECTUAL PROPERTY

The Company aggressively disclaims any affiliation, sponsorship, endorsement, or partnership with the English Premier League (EPL), the Official Fantasy Premier League (FPL), or any participating professional football clubs. All trademarks, logos, and team names referenced within the Platform are the absolute property of their respective trademark holders and are utilized exclusively under the doctrines of nominative fair use to describe statistical realities.

7. LIMITATION OF LIABILITY AND INDEMNIFICATION

To the maximum extent permitted by applicable law, the Platform and its underlying engines are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, or statutory. The Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from (a) errors, delays, or inaccuracies originating from the Official FPL API; (b) unauthorized access to or alteration of your biometric WebAuthn credentials or M-Pesa endpoints; or (c) server downtimes affecting the T-20 minute competition lock mechanics. You agree to indemnify and hold harmless the Company, its executives, subsidiaries, and engineers against any claims, losses, or legal costs arising from your breach of this Agreement.

8. DISPUTE RESOLUTION AND ARBITRATION

Any dispute, controversy, or claim arising out of or relating to this Agreement, or the breach, termination, or invalidity thereof, shall be settled by binding arbitration in Nairobi, Kenya, in accordance with the provisions of the Nairobi Centre for International Arbitration (NCIA) Rules. The language to be used in the arbitral proceedings shall be English. The decision of the arbitrator(s) shall be final and binding, waiving any right to pursue class-action lawsuits against the Company.

9. AMENDMENTS PROTOCOL

The Company reserves the unilateral right to amend, modify, or overhaul this Agreement at its sole discretion at any time. Material changes will be communicated via the Platform's Notification System or via email. Continued utilization of the Platform following the promulgation of amended Terms shall constitute your absolute affirmative acceptance of such modifications.